Episode 36 | HR1 Is About to Double Your Medicaid Churn - Here's the Plan

July 7, 2026

Host: Jill Steeley

Guest: Howard Archer

EPISODE OVERVIEW

HR1 isn't a someday threat - it's in implementation now, and it's about to make Medicaid billing harder than most health centers are ready for. In this episode Jill sits down again with Howard Archer, CEO of Fix Healthcare Technology and the creator of RetroCAID, to name the real problem: HR1 won't mainly make your patients ineligible, it'll make them lose coverage over paperwork - twice as often as before. Jill and Howard walk through the exact timeline coming at you (six-month redeterminations for expansion adults, 80-hour work requirements, narrowing immigrant eligibility, and a retroactive coverage window that shrinks January 1), why the churn ahead makes the PHE unwinding look like a warm-up, and the reframe every leader needs right now: your enrollment team is now your retention team. Then comes the part most centers miss - the revenue you already earned but wrote off as self-pay, still sitting recoverable in your system because Medicaid is a moving target, not a static payer. If you're a health center leader watching the coverage cliff approach and doing the mental math on what you'll have to cut, this one's for you - because there's a way through that doesn't start with cutting.

Highlights:

  • The four HR1 changes on the calendar, and the dates each one lands

  • Why the danger is administrative churn - lost mail and missed deadlines - not true ineligibility

  • The retroactive coverage change almost nobody's talking about, and why January 1 matters

  • The reframe: turning your enrollment team into a Medicaid retention team

  • Why recovering old self-pay revenue isn't about front-desk mistakes - it's about movement

  • How health centers are recovering $9,000 to $35,000 a month on visits they'd already written off

  • What "start the application to lock the date" means, and why speed matters more now

Quotes from the episode:

"This doesn't have to be the nail in the coffin for your health center if we get ahead of it. We know the dates. We can plan for it."

"Your enrollment team really has to become your retention team."

"It's all about retention, helping patients retain their coverage, and being able to capture the revenue that's already yours that you just don't know is there."

"We've never worked with an FQHC where we don't recover revenue for them month after month after month." - Howard Archer

Mentioned in this episode:

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Jill Steeley

Steeley Strategic Solutions

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© 2026 Jill Steeley